Terms and Conditions

Last Updated: October 2, 2026

1. Website Use

These Terms and Conditions govern your use of arc-mortgage.com. By using this website, you agree to use it only for lawful purposes and in accordance with these terms.

2. Informational Content

Website content is provided for general informational purposes and is not a commitment to lend. Loan approval, interest rates, fees, and terms depend on underwriting, eligibility, market conditions, and applicable law. Nothing on this website is legal, tax, or financial advice.

3. SMS Messaging Terms

The chat widget provides separate, optional choices for informational and transactional messages and for promotional messages. When you check either consent box and submit your mobile number, you authorize ARC Mortgage, LLC to send the type of text messages identified beside that box, including through automated technology. Consent is not a condition of purchasing any product or service.

• Message frequency varies based on your interaction with us.
• Message and data rates may apply.
• Reply STOP to opt out at any time.
• Reply HELP for help or call (619) 786-7843.
• Carriers are not liable for delayed or undelivered messages.

For information about how we handle mobile information and SMS consent records, review our Privacy Policy.

4. No Guarantee of Availability

We may update, suspend, or discontinue website features at any time. We do not guarantee that the website or messaging service will always be available or error-free.

5. Intellectual Property

The website, branding, text, graphics, and other content are owned by ARC Mortgage, LLC or used with permission. You may not copy, distribute, or create derivative works without prior written permission, except as permitted by law.

6. Limitation of Liability

To the fullest extent permitted by law, ARC Mortgage, LLC is not liable for indirect, incidental, or consequential damages arising from use of this website or messaging service.

7. Changes to These Terms

We may update these terms from time to time. The updated date above shows when the latest changes took effect.

8. Contact Us

ARC Mortgage, LLC
San Diego, CA 92116
(619) 786-7843
team@arc-mortgage.com