Refinancing
Keep the home. Change the loan.
Refinancing means trading the loan you have for a better one. That could mean a lower monthly payment, paying it off sooner, or taking some cash out. We look at what you have now, show you exactly what would change, and if it isn't worth it, we'll tell you.
Free. About two minutes. It won't touch your credit.
What you get
What refinancing can do.
- Lower your rate
- A lower interest rate means a lower monthly payment.
- Take cash out
- Turn some of the value you've built up in your home into cash, for repairs, paying off other debts, or whatever you need.
- Pay it off sooner
- Move to a shorter loan and own your home outright years earlier.
- Drop mortgage insurance
- Once you've paid off enough of your home, you may be able to stop paying private mortgage insurance, which is an extra monthly cost.
- Switch loan types
- Move from an FHA loan to a conventional one, or change programs so the loan fits your life better.
- An honest answer
- Sometimes refinancing isn't worth it. If that's true for you, we'll say so.
How it goes
What we look at, and what you get back.
Tell us about your loan now.
What your home is worth, what you still owe, and what you're hoping to change. Eight quick questions.
We do the comparison.
Your loan today next to your options, with the cost and the point where it starts paying off spelled out.
You decide.
If it helps, we make it happen. If it doesn't, we tell you, and you keep what you have.
Wondering if it's worth it?
Eight questions and you'll know. No pressure either way.